Direct lender loans is here to help you find online payday loans from top lenders, offering you a convenient website to apply for an immediate cash advance loan, no matter your credit history. Payday loans should be considered your financing option of last resort and can carry considerable financial risk with interest charges. Payday loans are not available in every state. We our not a direct lender, but we try to find the best payday loan rates and offers online to help you secure your emergency cash advance loan.